PRIVACY POLICY

— IMPORTANT — PLEASE READ

This Privacy Policy describes the terms of our commitment to your privacy.

Your privacy is very important to us. We want to make your experience on the internet as enjoyable and rewarding as possible. We want you to use our online resources with complete confidence.

We have created this privacy policy to demonstrate our firm commitment to privacy and to security. This Privacy Policy describes how our company collects information from you, what we do with the information we collect, and the choices all visitors and members have concerning the collection and use of this information. We ask that you read out Privacy Policy carefully.

Our Company Commitment to Children’s Privacy: Protecting children’s privacy is very important to us. It is our policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. We therefore restrict our services, websites, pages, and posts to persons eighteen years old and over.

THIS WEBSITE IS NOT LAWFULLY ACCESSIBLE TO PERSONS UNDER THE AGE OF 18 OR WHO ARE OTHERWISE COVERED BY THE PROVISIONS OF THE CHILD ONLINE PRIVACY ACT OF 1998 (COPA). IF YOU ARE UNDER THE AGE OF 18 YOU MUST LEAVE THIS SITE IMMEDIATELY. FRAUDULENT USE OF THIS WEBSITE MAY MAKE YOU SUBJECT TO CIVIL OR CRIMINAL SANCTIONS. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEBSITE, NO INFORMATION OBTAINED BY THIS WEBSITE FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO. VIEWING AND/OR USE AND/OR COMMUNICATION IS CONSTRUED AS ACCEPTANCE OF THE TERMS OF THIS POLICY

Acceptance of the terms of this Privacy Policy is a portion of the consideration required for your right to visit the website. If you do not accept these terms, you have no right to visit this site and you are fraudulently using this site. In the event that a person excluded from this website because of the Terms of Use or from denial of service by the website, who nonetheless unlawfully views this site, that person remains subject to the terms of this Privacy Policy and is in violation of the Terms of Use.

A NOTE TO CALIFORNIA RESIDENTS (ONLINE PRIVACY PROTECTION ACT OF 2003 –OPPA)

It is the intent of the Privacy Policy to comply with the California Act. Various provisions throughout this Privacy Policy address requirements of the act. In summary, you must presume that we collect electronic information from all visitors. This is not usually personally identifiable. If you purchase a product or service via this website (and thereby become covered by the Act), the purchase agreement you electronically sign prior to purchase allows the website to collect and archive all the personal information you provide and to transmit and/or transfer that personal information to third parties. There is no way you can modify this information and you have no right to do so. Under the terms of the purchase agreement, you have no right to view or receive any information about our database. In the event that the website, under advice of counsel agrees to divulge information, the requesting party must submit whatever information is demanded by the website in insure that the website is releasing information to the correct party. Other provisions of the OPPA may exempt this website from complying. While we take measures to ensure that outside parties do not have access to any information we have about you, we do not warranty that outside parties will not breach our system and thus have access to your information. (You should know that merchant service providers do not allow us access to your credit card information.) This Privacy Policy also is subject to change without notice. You are required to read it prior to using the website. By interacting with the website you agree to the terms and conditions of the Privacy Policy. By using the website or purchasing a product through this website, you waive the right to use state or federal court systems to address complaints and, instead, agree to use the American Arbitration Association located in a city and county specified herein.

Personal Information Our Company Collects and How It Is Used

Introduction: Our company collects information in different ways from both Visitors and Members who access the various parts of our services and the network of Web pages, posts, and sites available through our service. We use this information primarily to provide you with a customized experience as you use our products and services. Generally, we do not share this information with any third parties. Nevertheless, we may disclose personal information collected if we have your prior permission, or, in very special circumstances, such as when we believe that such disclosure is required by law or other special cases as described as follows…

Registration: Members may be asked to provide certain personal information when they sign up for our products or services, including name, address, telephone number, city, state, zip code, billing information (credit card information or paypal information), and the type of personal computer being used to access our services. The personal information collected from you during the registration process is used to manage each member’s account (such as for billing purposes). This information is not shared with third parties, unless specifically stated otherwise, or in special circumstances.

However, in instances where our company and a partner jointly promote our products and or services, we may provide the partner with certain personal information. This may include names, addresses, and email addresses of persons who purchased our products or services as a result of the joint promotion, for the sole purpose of allowing us and the partner to assess the results of the promotion.

In this instance, personal information may not be used by the partner for any other purpose. We may also create non-identifying and aggregate profiles from personal information that members provide during registration, such as the total number of members, but not their names. As explained in more detail below, we may use this aggregated and non-identifying information to sell advertisements that appear on the website.

Our Company Partners and Sponsors: Some products and services may be offered to visitors and members in conjunction with an affiliate, independent contractor, or non-affiliated partner. To provide visitors and members with some of these products and services, the partner or sponsor may need to collect and maintain certain personal information. In these instances, you will be notified before any such data is collected or transferred and you may decide not to use that particular product or service.

Additionally, our partners may have advertisements or co-branded web sites, posts, or pages that are cosponsored by an affiliate, independent contractor, or non-affiliated partner. Our company may share non-identifying and aggregate information with such partners, but not personal information. This we may do in order to administer the co-branded products or services offered.

Online Shopping: It is possible that at some websites you may be able to purchase or register to receive products or services such as newsletters, catalogs, new products, or product updates. In these cases, you may be asked to provide contact information, such as your name and address, email address, phone number, and payment information such as a credit card, debit card, or paypal account information.

If you complete an order for someone else, such as an online gift order sent directly to a third party recipient, you may be asked to provide information about that recipient. This may include the recipient’s name, address, and phone number. Our company has no control over the third party’s use of such personal information when you are placing an order with them. Please exercise caution when doing so.

If you order products or services directly from our company, we will use such information only to process that order. We do not share this information with outside parties, except to the extent necessary to complete that order.

Online Advertisements: Our company may display other companies’ online advertisements on our websites, posts, or pages. In such cases, we may share aggregated and non-identifying information about our visitors and members. This information we would have collected through the registration process, as well as through online surveys and promotions with these advertisers.

Additionally, in some cases, we may use this aggregated information to deliver tailored advertisements or joint ventures to our visitors and members. An advertiser or joint venture company may indicate to us the specific audience the are trying to reach and provides us an advertisement tailored to that audience, and we deem the advertised product or service relevant and beneficial to that target audience. Our company does not share personal information about its visitors and members with these potential advertisers or joint venture companies.

Responses to Email Inquiries: When visitor or members send email inquiries to our company, the return email address is used to answer the inquiry we receive. Our company does not use the return email address for any other purpose and does not share the return email address with any third party.

Voluntary Customer Surveys: We may periodically conduct customer surveys. We encourage our customers to participate in these surveys, because they provide us with information which helps us to improve our services and products offered. Your personal information and responses remain strictly confidential, even if the survey is conducted by a third party survey company. Participation in our surveys is always strictly voluntary. We may aggregate non-personally identifying information in order to develop new products or services, and this aggregated information may be shared with third parties in order to enable us to do so.

Spam: By providing to this website information that forms the basis of communication with you, such as an email address, you waive all rights to file complaints concerning unsolicited email or spam from this website since, by providing such information, you agree to receive communication from us or other marketing organizations. However, all email communication with you shall contain an ‘unsubscribe’ link where you may notify the website that you no longer wish to receive solicitations or information from the website and your name will be removed from the general solicitation database.

Special Cases: It is our company’s policy not to use or share personal information about visitors or members in ways unrelated to the ones described above, without also providing you an opportunity to opt out or otherwise decline such unrelated uses.

Nevertheless, we may disclose personal information or website usage information about visitors or members, for any reason if, in our sole discretion, we believe that it is reasonable to do so. This might include: law enforcement, collection agencies, credit agencies, merchant database agencies, or to satisfy laws such as the Electronic Communications Privacy Act, the Child Online Privacy Act, or governmental or legal requests for such information. This might also include disclosing information that is necessary to identify, contact, or bring legal action against someone who may be violating our Acceptable Use Policy or Terms of Service, or other user policies. This might also include disclosing information to protect our company and our members, and to operate our services properly.

“Cookies” and Their Use: A “cookie” is a small data file that may be placed on your hard drive when you visit certain websites. Our company may use cookies to collect, store, and sometimes track information for statistical purposes, to improve the products and services we provide, to enhance the visitor experience, and to manage our telecommunications networks. If you are a visitor or member, we may use a cookie to save your settings and to provide customizable and personalized products and services. These cookies do not enable any third parties to access any of your personal information. Be aware that if you visit other websites where you are prompted to login, or that are customizable, you may be required to accept cookies. Advertisers and partners may also use their own cookies. We do not control their use of their cookies and we disclaim any responsibility for information collected through them.

Visitors clicking on banners or pop-ups or hyperlinked advertising, appearing on this website must assume that information is being collected about them. This site is not responsible for the use of information collected in such a fashion. Visitors must assume that (1) information will be collected, (2) that ‘cookies’ will usually be placed on their hard drive, (3) that website does not have any control over what happens with this information, (4) that website takes no responsibility over the accuracy or content of advertisers, (5) that website is not responsible for downloads from third party advertisers that contain viruses or worms or other computer code that causes their computer or software harm, and (6) that website assumes no responsibility for the data that is garnered from the click itself or that the advertiser collects.

Public Forums: Please be aware that any information that you may disclose in any member directory or other public use areas of our websites, or on the internet for that matter, becomes public information. You should exercise caution when deciding to disclose personal information in such public areas.

Our Company’s Commitment to Data Security: The products, services, and websites we sponsor have security measures in place to protect the loss or misuse of information under our control. While we make every effort to ensure the integrity and security of our networks and systems, we cannot guarantee that our security measures will prevent third party “hackers” from illegally obtaining this information. Use of our products and services while knowing this disclaimer hereby releases us from any liability or legal responsibility that may arise from such an attack.

Where to Direct Questions About Our Privacy Policy: If you have any questions about our Privacy Policy, or any of the practices discussed herein, you may contact us through the information on our Contact page.

Disputes: As part of the consideration that the Website requires of the Visitor to view, use, or interact with this site, Visitor agrees to use binding arbitration for any claim, dispute, or controversy (“CLAIM”) of any kind (whether in contract, tort or otherwise) arising out of or relating to this purchase, this product, including solicitation issues, privacy issues, and terms of use issues.

Arbitration shall be conducted pursuant to the rules of the American Arbitration Association, which are in effect on the date a dispute is submitted to the American Arbitration Association. Information about the American Arbitration Association, its rules, and its forms are available from the American Arbitration Association, 335 Madison Avenue, Floor 10, New York, New York, 10017-4605. Hearing will take place in the city or county of the Seller.

In no case shall the Visitor have the right to go to court or have a jury trial. Visitor will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator’s decision will final and binding with limited rights of appeal.

The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.

Arbitration: If any matter concerning this purchase shall be brought before a court of law, pre- or post-arbitration, Visitor agrees to that the sole and proper jurisdiction to be the state and city declared in the contact information of the web owner unless otherwise here specified. In the event that litigation is in a federal court, the proper court shall be the closest federal court to the Seller’s address.
Applicable Law: Visitor agrees that the applicable law to be applied shall, in all cases, be that of the state of the Website owner(s).

Revisions to This Policy: Our company reserves the right to revise, amend, or modify this policy, our Terms and Conditions, and our other policies and agreements, at any time and in any manner, simply by updating this posting. Your use of our website, pages, posts, products, or services, after such changes are implemented, constitutes you acknowledgment and acceptance of these changes. Please consult this privacy policy statement prior to every use, to see if there were any changes.

Last Updated: June 1, 2010